The first one is "Budget", I'm not the worse person in the world with money (good job as I'm an accountant) but this year is going to be an expensive one - if all goes to plan I'll be moving into our proper forever home in a couple of months - there'll be various expenses, plus I want to make sure the monkeys and I continue to be able to have holidays (first one to be booked next week) I do not want to be worrying about money so my first resolution is budget and track. I've downloaded a cash tracker app - got my savings tin at the ready - I'm ready for a financially savvy year.
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